Dear High School Grads…Do you want to live with your parents in your 30s and 40s? – Part 6

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You are now listening to the final Part 6 of the 6-Part series…Putting It All Together.

Resources:

To access Part 1 of the 6-Part series titled “Create your career & economic plan with deadlines” – Go HERE

To access Part 2 of the 6-Part series titled Learning about your credit & finances…Go HERE

To access Part 3 of the 6-Part series titled… Having your career tools ready….Go HERE

To access Part 4 of the 6-Part series: “Learn how to handle your job interviews and business meetings like a BOSS…Click Here

To access Part 5 of the 6-Part series titled “Learning the Art of Negotiation…” – Go HERE

Your career & economic life depends on what you do with this information…in order for any of these things to work….you MUST TAKE MASSIVE ACTION! Ultimately, it’s your life…decide now to live it WELL.

To get additional help on how to negotiate you future salary with a personally tailored strategic plan… check out this resource to get started

Still looking for direction in your career, here’s my FREE Resource to help you discover your next DREAM Career venture.

If you have any questions about how to take massive action? Take advantage of the suggested resources or leave me a voicemail message or contact me via HERE.

Dear High School Grads…Do you want to live with your parents in your 30s and 40s? – Part 2

As much as your parents love you and genuinely want to help you….secretly they want you to be fully functional independent adult not dependent on them to provide things like food, clothes, shelter and other basic necessities for you. Some of you may have been raised in households that instilled your independence already. If you fit that description, then you have some of the tools to start working towards your financial independence. If you have no idea I am talking about or can’t relate in any way, then I wrote this piece especially for you.

6 Things you MUST DO to get and keep your economic independence soon after high school graduation. In the first part of the series, we talked about creating a career an economic plan for yourself for the next 10-15 years, so life doesn’t have to slap you around to learn to plan and execute. The first part of the series explored the importance of planning out your career and business path by WRITING THEM DOWN. If you didn’t get the opportunity to read the first part of the series, you can do so by clicking HERE. We are now going to dive into the 2nd thing you need to do to gain your career and economic independence from your parents….YAY!

2. Learn about how your personal credit works NOW before your credit ends up trapping you financially
This step in the 6-Part series is probably the most important, especially if you live in countries built like the USA economy, because of its dependence on CREDIT. If my current self could have told my 18-year old self about what I learned about credit in my adult years…my life would be dramatically different and for the better. Don’t get me wrong, life is great…but there are painfully EXPENSIVE lessons I could have avoided in the world of personal credit had I been armed with…I could have easily avoided. The information I am about to pass on to you will only be effective if you TAKE ACTION. To get the basic and comprehensive information about credit, look at adding the following resources to your collection below:

and

These two resources changed my entire holistic view and shattered the mystery of how credit works in the United States. They’re grown adults in their 40s and 50s still struggling with credit issues because they do not have a comprehensive understanding of how it all works. I can personally vouch for the positive impact these two resources had on my credit profile and score, once I took MASSIVE ACTION! As young adults graduating from high school, it’s important to learn about how your overall finances affect the stages of your credit. Once you utilize and begin the proper budgeting process as we talked about in Section 1 of this series, it will become evident that your expenses should never exceed your income, if it does, you have budgeting problems that needs fixing right away.

Keep in mind also that your personal credit affect your job and career search, your possible business ventures and your overall financial life. I’m not sure if you are aware that some companies will not hire viable and qualified candidates for certain positions if their credit score or credit report is too low or shows an irresponsible track record of payments without a reasonable documented explanation. I would also recommend you check out this FREE resource about how your credit works from the ConsumerFinance.gov website.

I want you to have this in the forefront of your mind…you MUST take action to not only understand but implement the necessary strategies to assure you can have great credit and the benefits it can provide to opening up career and financial opportunities, while you are still young enough to capitalize on them.

In the 3rd part of the 6-Part Series, we will talk about having your career tools ready such as your resumes, cover letters, letters or recommendation and other tools for job/career opportunities you want or aspire to obtain. Keep in mind that if you are still struggling to figure out what your career path should be and you’re looking for a concrete, industry specific career plan specifically tailored to you…then check out this resource to get your comprehensive career plan in place quickly. I want to urge you to learn from my mistakes and the mistakes of others wishing they had the information and knew how to use it. Take advantage of the opportunity to conduct yourselves wisely in the your career and financial life now, while you have YOUTH on your side. As always, if you have questions on how to navigate these career and finances, please feel free email me at mentorshelly3@gmail.com or stay connected on my social media links below.

Graduates, I want to welcome you to the DREAM Career Community by inviting you to join our monthly newsletter, where we explore topics helping you to enhance your DREAM CAREER! You can do so by grabbing your FREE DREAM Career Newsletter

Let’s Stay Connected! | Facebook | Instagram | YouTube | Twitter | Podcast | Email mentorshelly3@gmail.com

Dear High School Grads…Do you want to live with your parents in your 30s and 40s? – Part 1

I know that things and times have changed as it pertains to the way you guys deal with life issues and problems. As millennials, you have found innovative ways to communicate through social media, navigate information and carry on major conversation through the awesome power of technology. I truly applaud you for taking advantage of how technology makes all of our lives convenient but some areas of life are based on principles and maturity. No amount of technology is going to exempt you of going through the maturation process of earning your economic independence from your parents home. As much as your parents love you and genuinely want to help you….secretly they want you to be fully functional independent adult not dependent on them to provide things like food, clothes, shelter and other basic necessities for you. Some of you may have been raised in households that instilled your independence already. If you fit that description, then you have some of the tools to start working towards your financial independence. If you have no idea I am talking about or can’t relate in any way, then I wrote this piece especially for you.

6 Things you MUST DO to get and keep your economic independence soon after high school graduation. Let’s get started with the first thing….

1. Create a career and economic plan of action for the next 10-15 years of your life with deadlines. Sometimes, we make something very simple become very complicated, all because we are unwilling to take action. Creating a plan for your economic life and independence is simple as you getting a notebook with a pen and paper to start writing. The career and economic plan may start off something like this…

a. What do I want to do with my life after high school in terms of dreams and aspirations? Write it

b. What type of job or business do I want to start now? Write it down. If you are struggling with this
part of the plan, you can check out the FREE DREAM Career Guide to help you figure out the ideal job,
career path or business specifically tailored to you.

c. Depending on what job, career path or business you decide on, what tools, certifications, equipment,
specific education or overall resources will you need to get started? Write it down

d. Depending on the length of time your career or business aspirations take, what will you do to earn
money to take care of your basic needs in the meantime? Write it down
If you are looking for in-depth industry specific career and business aspirations tailored to you,
then check out our resource to get your tailor-made career and/or business guidance specific to YOU.

e. Based on personal preferences, what type of house, apartment or tiny house do you want to live in? Do
you want to rent, own, sublease? How much per month will it cost you to live there? Will the job,
career or business be able help you pay the monthly living expenses? Are you familiar with what a
budget is? Just in case you don’t know, the definition of a budget is a plan you write down to decide
how you will spend your money each month. A budget helps you make sure you will have enough money
every month. Without a budget, you might run out of money before your next paycheck. It also shows you
how much money you make and how much money you spend. Click here to view an example of a budget to start your responsible financial journey.

To some of you, this laundry list of things may sound like a lot to do, but imagine going through your adult life aimlessly without a plan. Unfortunately, I had to learn the hard way by having LIFE knock me down a few times for me to understand why this wise person once quoted, “if you fail to plan, you plan to fail”. You would not believe how truthful quote describes our lives. I also do not want you to miss my emphasis on WRITING THESE THINGS DOWN. The first step to taking the necessary action, it to document it, then take action.

In the next portion of our 6-Part Series, we will talk about learning about how your personal credit works NOW before your credit ends up trapping you financially. I want you new or soon to be graduates to walk around the hot burning fire hoops I had to experience in my first few years after graduating from high school. It’s always better to learn from other people’s mistakes than enduring them yourself. As always, if you have questions or concerns, please reach out to me at mentorshelly3@gmail.com or click on the gray “Send Voicemail” tab on the right side of the screen to leave me a voicemail message and I will return the call within 24-48 hours.

Graduates, I want to welcome you to the DREAM Career Community by inviting you to join our monthly newsletter, where we explore topics helping you to enhance your DREAM CAREER! You can do so by grabbing your FREE DREAM Career Newsletter

Let’s Stay Connected! | Facebook | Instagram | YouTube | Twitter | Podcast | Email mentorshelly3@gmail.com